Motor insurance is usually grouped according to the type of vehicle, e.g. private cars,

commercial vehicles, agricultural & Construction. Two most popular forms of cover are

Comprehensive
This covers loss or damage to own vehicle caused by an accident, collision or overturning, fire & theft. It also covers damage to third party property and bodily injury/death.

Third party
This provides cover for loss or damage to third party property including bodily injury and/or death to third parties. There is no coverage for own damage.

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